ASA microfinance Zambia Limited (ASA Zambia) is a for-profit, non-depository Microfinance Institution, operating as a lending company since 2019, regulated by the Bank of Zambia.

ASA Zambia is a subsidiary of ASA International, one of the world’s largest international microfinance institutions in the world.

The Zambia Microfinance sector has demonstrated a robust growth over the last decade, however, it has still a long way to go. The landscape has changed significantly over the past few years and now includes some microfinance institutions, amongst which ASA Zambia. Despite the growing number of microfinance institutions, there is still a huge gap between the demand and supply in the Zambian microfinance Market.

Reducing poverty by improving the lives of the underprivileged with a key focus on female entrepreneurs.

We have a strong commitment to financial inclusion and socioeconomic progress

Providing microfinance loans for business purpose to low-income entrepreneurs with the objective to improve financial inclusion and realise socioeconomic progress. Our loans provide an alternative to low income entrepreneurs without access to credit from traditional banks. We provide these loans using the ASA Model. The ASA Model was introduced by Md. Shafiqual Haque Choudhury, co-founder of ASA International, who sadly passed away in February 2021. Read more about our co-founder and tributes to his contribution here.